Loan Programs

We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through the delivery of unique mortgage programs. We identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.

Fixed Rate Mortgages

  • 30 year fixed
  • 15 year fixed

Adjustable Rate Mortgages (ARM)

  • 10/1 ARM
  • 7/1 ARM
  • 5/1 ARM
  • 3/1 ARM
  • 1 year ARM
  • 6 month ARM
  • 1 month ARM
First Time Buyer Programs

Stated Income Programs

Interest Only Programs

MTA Option Arm Loans

Secure Option Arm Loans

Imperfect Credit Programs

Home Equity Line of Credit

Home Equity Fixed Loan

In addition to our standard loan programs, you may benefit by obtaining one of our many special programs:

  • Purchase your home with no down payment using Private Mortgage Insurance (PMI) or Lender-paid Mortgage Insurance (MI).
  • Piggyback loans: 80-10-10 or 80-15-5. Avoid PMI payments by using Lender-paid MI.
  • Debt consolidation programs.
  • Home Improvement loans.
  • You may qualify even if you've been turned down before!